Top Property Insurance Trends To Watch In 2026

Christine Haskett’s commentary was featured in a Law360 article examining key property insurance trends expected to shape the industry in 2026, including investigations into State Farm’s claims handling and California lawsuits alleging insurer collusion to limit property coverage.

Christine noted that regulatory findings could significantly increase carriers’ exposure. “If you have an insurer who's not handling a claim properly, they're opening themselves up to potential exposure to bad faith claims,” she said. On the California collusion suits, Christine observed that plaintiffs face a high bar, “For conspiracy allegations, you do have to be pretty specific,” she explained, adding that if the insurers’ demurrers are sustained, plaintiffs may be given leave to amend and will need to allege more particularized facts to proceed.