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Are Troubled Banks and Fintech a Perfect Fit?

May 13, 2016, American Banker

Christopher DeCresce is quoted in this American Banker article exploring whether more fintech companies will seek bank charters. According to DeCresce, one sector in fintech that may soon be forced to look at the option is marketplace lenders. "They have to register in every state they want to do business in, and that can be a cumbersome process," he says. "A lender that is trying to make loans nationwide may find themselves having a hard time keeping up with the regulatory requirements of each state. A national charter may be more appealing to them."

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